Crypto-Backed Loans
Borrowing fiat or stablecoins using cryptocurrency as collateral — Bitcoin-backed loans, ETH collateral, and liquidation mechanics.
8 articles
Should You Sell or Borrow Against Your Crypto? (2026 Decision Guide)
Need cash from your crypto? Selling triggers capital-gains tax you can't undo; borrowing keeps your position but adds interest and liquidation risk. A decision framework, the break-even math, and the honest downside of each.
What Is a Crypto SBLOC? The Emerging Term, Explained
A true SBLOC is a securities-backed line of credit from a broker-dealer against stocks in a brokerage account. Crypto isn't a security in a brokerage account — so there's no true SBLOC on crypto. Here's what the "crypto SBLOC" label actually means, and what to check before you borrow.
Crypto Loan vs SBLOC vs HELOC vs Margin: Borrow Without Selling (2026)
Four ways to raise cash without selling an appreciated asset — a crypto-backed loan, a securities-backed line of credit (SBLOC), a margin loan, and a HELOC. Compared on collateral, loan-to-value, rate structure, tax treatment, and the risk that can cost you the asset.
Figure HELOC Review (2026): Rates, Requirements, and the On-Chain Catch
Figure is the largest non-bank HELOC lender in the US, and it funds loans in days because the whole thing runs on a blockchain. Here's what the rates actually look like, who qualifies, and the one structural catch most reviews skip.
Crypto Lending for Real Estate Investors: Use DeFi Yields to Fund Your Next Property
Real estate investors holding crypto have three powerful strategies to fund their next property — without triggering a taxable sale. Here's the complete playbook.
Crypto-Backed Mortgage Lenders Compared: Better/Coinbase vs. Milo vs. Newrez vs. Newfi vs. Figure (2026)
Complete comparison of every crypto-backed mortgage option in 2026, including the first conforming product from Better and Coinbase.
Better and Coinbase Launch the First Token-Backed Conforming Mortgage: What It Means for Crypto Holders
Better and Coinbase launched the first Fannie Mae-eligible crypto-backed mortgage. Here is how the dual-loan structure works and why it changes everything.
Crypto-Backed Loans: How to Borrow Against Bitcoin and Ethereum
A step-by-step guide to borrowing fiat or stablecoins using your BTC or ETH as collateral — without selling your crypto.