Risk & Safety
Security audits, protocol risk assessment, insurance coverage, and safety frameworks for crypto lending.
8 articles
Most Regulated Crypto Lenders (2026): The Crypto Lender Safety Index
Which crypto lenders are actually licensed and supervised? The Crypto Lender Safety Index scores licensed US lenders, offshore CeFi platforms, and DeFi protocols 0–5 on licensing, custody, disclosures, rate transparency, and 2022 track record — a reproducible, primary-sourced ranking.
How to Avoid Crypto Loan Liquidation: 7 Strategies That Actually Work
Most guides explain what liquidation is. This one shows you how to prevent it — with specific LTV buffers, platform alert setups, and an emergency playbook.
Is Crypto Lending Safe? An Honest Assessment for 2026
A frank look at the risks of crypto lending — what went wrong in 2022, what's changed since, and how to evaluate safety today.
Celsius, BlockFi, and Voyager: What Went Wrong and Lessons Learned
A post-mortem of the 2022 crypto lending crisis — how three major platforms collapsed and what it means for lending safety today.
Crypto Lending Risks: Everything You Need to Know Before Lending or Borrowing
A comprehensive risk assessment framework for crypto lending — smart contract risk, counterparty risk, liquidation risk, regulatory risk, and how to mitigate each.
Smart Contract Risks in DeFi Lending: What You Need to Know
Understanding the biggest risk in DeFi lending — smart contract vulnerabilities. How exploits happen, how to evaluate audits, and how to protect yourself.
Proof of Reserves in Crypto Lending: Why It Matters
What proof of reserves is, how it works, which platforms publish it, and why it became essential after the 2022 crypto lending crisis.
How to Evaluate a Crypto Lending Platform's Safety: A 10-Point Checklist
A practical checklist for evaluating whether a crypto lending platform is safe — audits, reserves, team, regulation, and red flags.