Tax & Compliance

Tax implications of crypto lending, regulatory compliance, FTC disclosures, and jurisdiction-specific rules.

8 articles

person holding paper near pen and calculator — Photo by Kelly Sikkema on Unsplash

How to Report Stablecoin Lending Income on Your Taxes: The 2026 Walkthrough

Step-by-step playbook for reporting USDC, USDT, and DAI lending interest on your 2026 tax return — which 1099 form to expect, why Schedule 1 (not Schedule B) is usually correct, and how to reconcile across CeFi and DeFi.

Bill RiceApr 28, 2026
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The GENIUS Act and Crypto Lending: What the New Stablecoin Law Means for Borrowers, Lenders, and DeFi

The GENIUS Act is crypto's most consequential lending law. Here's what reserve rules, issuer licensing, and payment stablecoin definitions mean for your yield strategy in 2026.

Bill RiceApr 6, 2026
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Can You Use Bitcoin for a Mortgage Down Payment? The Complete Regulatory Guide

Everything you need to know about using crypto for a mortgage: Fannie Mae rules, FHFA directives, tax implications, and how the new products navigate it all.

Bill RiceMar 26, 2026
person holding paper near pen and calculator — Photo by Kelly Sikkema on Unsplash

Crypto Lending Tax Guide: What You Owe and How to Report It

A practical guide to the tax implications of crypto lending — interest income, liquidation events, borrowing, and how to stay compliant.

Bill RiceMar 10, 2026
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Is Crypto Lending Interest Taxable? IRS Rules Explained

Yes, crypto lending interest is taxable income. Here's exactly how the IRS treats it, when you owe, and how to report it correctly.

Bill RiceMar 7, 2026
person holding paper near pen and calculator — Photo by Kelly Sikkema on Unsplash

Best Crypto Tax Software for Lenders and Borrowers in 2026

The best crypto tax software for tracking lending income, liquidation events, and DeFi positions — Koinly, CoinLedger, TokenTax, and CoinTracker compared.

Bill RiceMar 6, 2026
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Crypto Loan Liquidation Tax: What Happens When Your Collateral Is Sold

When your crypto loan gets liquidated, it can trigger capital gains tax. Here's how it works and what you owe.

Bill RiceFeb 28, 2026
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DeFi Lending and Taxes: Yield Farming, Staking, and Interest

How DeFi lending income is taxed — interest, governance token rewards, yield farming, LP positions, and the record-keeping challenges.

Bill RiceFeb 27, 2026