Crypto Loan & Liquidation Calculator

Calculate how much you can borrow against your crypto, your liquidation price, and the safety buffer before your collateral gets sold.

Your Position

$
5%90%

Most platforms liquidate at 75-85% LTV

%

Loan Amount

$5,000

at 50% LTV

Liquidation Price

$6,250

collateral value trigger

Safety Buffer

37.5%

price drop before liquidation

Total Repayment

$5,400

$5,000 + $400 interest

Detailed Breakdown

Collateral deposited$10,000
Borrow LTV50%
Loan amount$5,000
Liquidation threshold80% LTV
Liquidation triggers at$6,250
Safety buffer$3,750 (37.5% drop)
Monthly interest cost$33
Total interest (12 months)$400

Important: This calculator provides estimates for educational purposes only. Actual loan terms, rates, and liquidation thresholds vary by platform and can change at any time. Crypto prices are volatile — your collateral value can drop rapidly. Always maintain a conservative LTV and monitor your positions. This is not financial advice.

How to Use This Calculator

  1. Enter the USD value of the crypto you want to use as collateral
  2. Set your desired LTV ratio — this determines how much you can borrow (lower = safer)
  3. Set the liquidation threshold for your platform (typically 75-85%)
  4. Enter the interest rate and loan term to see total costs

Understanding the Results

  • Loan Amount: How much you can borrow at your chosen LTV ratio.
  • Liquidation Price: If your collateral value drops to this level, the platform will sell your collateral to repay the loan.
  • Safety Buffer: How much your collateral can drop (in %) before liquidation. Aim for 40%+ for safety.
  • Total Repayment: Your loan amount plus accumulated interest over the loan term.

LTV Guidelines by Risk Tolerance

Conservative (25%)

Large safety buffer. Best for long-term holders who want minimal liquidation risk.

Moderate (50%)

Balanced approach. Standard for most crypto-backed loans. Monitor regularly.

Aggressive (75%)

Maximum borrowing power but high liquidation risk. For experienced traders only.

Related Resources

LTV Ratios Explained

Deep dive into how LTV works across platforms

How Liquidation Works

What triggers liquidation and how to avoid it

Crypto-Backed Loans Guide

How to borrow against BTC and ETH step by step

Compare Platforms

Find the best rates and LTV ratios across platforms

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