Lending Mechanics
Utilization Rate
The percentage of deposited assets currently being borrowed. High utilization means most deposits are lent out — good for lender yields but can limit withdrawals.
Why Utilization Rate Matters
Understanding utilization rate is essential for anyone participating in crypto lending or DeFi markets. This concept directly impacts how you evaluate platforms, manage risk, and optimize returns.
Master Crypto Lending
Get weekly deep-dives on concepts like utilization rate, platform analysis, and market trends. Free, no spam.